The Infrastructure Clock Is Ticking
The reserve shortfall is not just a number on a spreadsheet. It has real, physical consequences for our buildings, our amenities, and our insurance costs.
A condo community with low capital reserves, declining property values, and rising assessments is caught in a downward spiral:
-
Insufficient savings force owners to shoulder ever-larger special assessments for deferred maintenance,
-
This further depresses property values and makes units harder to sell
-
The remaining owners risk having to absorb an even greater share of mounting repair costs.
The good news: our reserve studies give us a clear picture of what's coming — which means we still have time to plan on our own terms rather than react in a crisis.
Deferred Maintenance Creates Insurance Risk
-
Realistic surcharges of 30–50% without documented plans of upgrades.
-
Risk of insurance denial if buildings fall below basic stanards.
2032-2033
Mass Roof Replacement Wave
Roofs across all 11 sections: average 7–8 years of remaining life; A multi-million replacement wave is expected 2032–2033
2026
Electrical & Plumbing Deferral
Electrical and Plumbing systems: chronic deferred repairs on 1970s are coming home to roost risking failure and safety.
2026
Clubhouse Lifecycle
Clubhouse, 19th Hole, pro shop, and administration building are approaching end of functional lifecycle — out of compliance with FEMA and modern safe-operating standard